Loan Calculator

How to Use the Loan Calculator

Using this loan calculator is simple and takes only a few seconds. Follow these steps to get an accurate breakdown of your loan repayment details:

1. Enter the Loan Amount:
   Type in the total amount you plan to borrow. For example, ₺100,000.
2. Enter the Annual Interest Rate (%):
   Input the annual interest rate of your loan (e.g., 18). Make sure to enter the full percentage, not the decimal (write 18 instead of 0.18).
3. Enter the Loan Term in Months:
   Type how long you’ll repay the loan, expressed in months. For instance, a 2-year loan would be 24 months.
4. Click “Calculate”:
   Hit the “Calculate” button to instantly see the results below.

Once calculated, you’ll see three key pieces of information:

• Monthly Payment – The fixed amount you’ll pay each month.
• Total Payment – The overall amount you’ll repay over the entire loan term.
• Total Interest – The extra amount you pay beyond the original loan, based on the interest rate.

You can clear the form anytime and re-enter new values to compare different loan scenarios.

This tool works entirely in your browser — no data is saved or shared. It’s designed for ease of use, accurate calculations, and total privacy. Perfect for comparing loan options, estimating your budget, or planning repayments more strategically.

Why It Matters

Taking out a loan is a significant financial decision — whether you’re buying a house, financing a car, or covering an unexpected expense. But before signing any agreement, it’s crucial to understand the full cost of the loan. That’s exactly what this free loan calculator is designed to help you with.

By simply entering your loan amount, annual interest rate, and loan term in months, you can instantly see your estimated monthly payment, the total repayment amount, and how much interest you’ll pay over time. This empowers you to compare offers, adjust terms, and make smarter borrowing decisions.

Many people underestimate the impact of even a small change in interest rate or loan duration. For example, extending a loan from 24 to 36 months might reduce your monthly payment — but it could significantly increase the total interest paid. Our calculator gives you that visibility upfront, helping you avoid hidden costs.

This tool works right in your browser, no data is sent anywhere, and you don’t need to sign up. It’s fast, secure, and completely free — ideal for anyone planning a personal loan, credit refinance, or any type of installment-based borrowing.

Whether you’re a first-time borrower or just want to understand your payment options better, this calculator puts the numbers in your hands — literally.

Use it as many times as you want and adjust the figures until you find a plan that fits your budget and your goals.